Prepare your finances for a “rainy day” — top banking tips for hurricane season

by David Druey, Florida Regional President, Centennial Bank

Floridians have seen their fair share of hurricanes and know storms can turn on a dime. With the National Oceanic and Atmospheric Administration’s prediction of 13 to 20 named storms this hurricane season, it is crucial for locals to prepare their finances in the event of a power outage, water damage, or evacuations.

According to FEMA’s most recent annual hurricane preparedness survey, only 48 percent of Americans have emergency plans for disasters. In fact, most Americans do not factor finances into their evacuation and safety preparations.

Tropical Storm/Hurricane Elsa’s recent landfall in Florida serves as a reminder that there is no better time than now to get your “financial house” in order. We recommend the following hurricane banking tips:

  • Cash is king. Withdraw a week’s worth of living expenses in the event of fallen power lines and/or trees; it is important to have extra cash on hand to help with cleanup. Most banks offer drive-through ATMs and interactive teller machines that can be accessed when bank lobbies are closed.
  • Have your bank on speed dial. Familiarize yourself with your local branch’s special services and hurricane evacuation plan in the event of a storm.
  • 24/7 access. Download your bank’s mobile app and ensure that all accounts are set up digitally so you can access funds from anywhere in the country. Do not forget to save your mobile banking username and password in a safe place. 
  • Get your camera ready. Scan and/or photograph your most important personal and banking documents (i.e., IDs, titles, deeds, birth certificates, Social Security cards). It is always a good idea to keep important documents in a water-safe area or sealed bag in the event of a flood.
  • Keep an “eye” out for scams. After storms, banking scams are unfortunately a common occurrence. Be on the alert for suspicious phone calls, mail, texts, emails, and more from companies or individuals pretending to be your bank.

When in doubt, get in touch with your local banker to ensure your account information is up to date and to learn more about the services they offer in the event of an emergency.

Making accommodations to have extra cash on hand, reaching out to your local branch, taking photos of important documents, and double-checking your access to your bank’s mobile app does not take more than a few hours. These simple tips can save you time and money in the long run.

The Amazing Bees Festival

The Amazing Bee Festival to Offer Family Fun and Fitness & The Importance of Pollinators

The Amazing Bees Festival is the latest family event scheduled in Boca Raton for 2018, and it’s designed to give families of children ages two to twelve something to do together in October that goes beyond screen time.

The festival will celebrate the importance of nature’s pollinators, particularly the bees that have been in danger in recent years. Festival organizers seek to educate families about how they can support bees by making eco-friendly choices to help them thrive.

The festival includes a show that follows the adventures of Big Bee, Queen Honey, Prince Bob Bee and Princess Debbee as they search for fresh nectar and brave a variety of hardships to survive. Families are encouraged to get up and move to the music during the performance.

Scheduled activities include Zumbini, Zumba Kids, kids’ yoga, Zumba and Capoeira, a form of martial arts from Brazil. Families will also be able to participate in other interactive games, including giant Jenga, giant Bubbles and a classic bean bag toss. Face painting, clowns and plenty of arts and crafts will also be available.

“From the minute you arrive you will be moving like ‘busy bees,’ having a large variety of activities to choose and participate in as a family,” said Fitness Instructor Regina M. Rossi.

The Amazing Bees Festival is scheduled for October 20 at Mizner Park Amphitheater located at: 590 Plaza Real, Boca Raton, FL 33432.

Tickets start at $15 and are available online through: https://www.universe.com/events/amazing-bees-festival-tickets-N40TCL?ref=universe-discover.

The Parkland Chamber of Commerce Marjory Stoneman Douglas Shooting

As the leading business organization in the city of Parkland, we would like to share our thoughts and feelings with our community that has been so shaken by the tragedy that occurred at Marjory Stoneman Douglas High School just 6 weeks ago. Just as many families were, our board of directors was left paralyzed from the shock that something so horrific could happen in our quaint small town. As parents, this couldn’t have been closer to home. This was our home. That day, many of us stood in debilitating silence, not able to even breathe, as we waited. Those minutes of silence were deafening until we finally heard from our children inside the school. It hit us so deep in our hearts that no words can adequately describe that type of agony. Although many of us hugged our children a little tighter that night, we were left painfully aching for our seventeen neighbors who wouldn’t have the same opportunity. The outpouring messages of support from all over the nation deeply touched us. It uplifted us through our darkest, our most painful days. Words can’t express our deepest gratitude to the businesses and the families that selflessly donated or contributed to our community’s healing. To express our heartfelt appreciation, our board of directors will be making each one of those businesses Stoneman Douglas Shooting an honorary member of our chamber for the remainder of the 2018 calendar year. We will also work to highlight these businesses on our website as well as our Facebook page. We want to encourage our community to support those businesses that have generously given without asking for even a simple mention in return. That is the beauty of true giving and our community is forever grateful.

The Parkland Chamber of Commerce’s mission has always been to bring the community together through supporting local small businesses while working with our City Commission, our local PTAs and schools. So it comes as no surprise that our tight-knit business community, much like our proud students, residents and elected officials, have risen from the ashes, united together towards making an effective change. In the past year, we have seen countless catastrophes that aren’t limited to schools. They happen in our airports, our nightclubs, our places of worship and at work. It is affecting us all, in every aspect of our lives. We recognize that there isn’t a one-size-fits-all solution. However despite that, the Parkland Chamber of Commerce stands tenaciously behind the movement of our students. We support their efforts for stricter gun control laws and we support their march to stand up for their lives and quite frankly, ours. Safety isn’t just a school issue; it’s everybody’s issue. We desperately need to move forward, both respectfully and peacefully, to prevent yet another life lost. We will not hear yet another parent’s heartbreaking cry. Furthermore, we look forward to the full transparent report and investigation yet to be revealed regarding the deficiencies of our public safety agency (BSO), our school board (BCPS), the FBI and our Department of Family and Child Services. We stand to strongly encourage an open dialog between these organizations to ensure loopholes are closed in order to avoid another potential threat in any one of our communities ever again.

The Parkland Chamber of Commerce is committed to our community and will continue to work towards providing resources to aid the recovery process of all members, students, teachers and residents of Parkland. Please look for our upcoming events, including an important Business Roundtable: Examining The Economic Impact Of The MSD Shooting, as well as a public workshop on How To Be An Effective Change Agent For Your Non-Profit.

This is not a sprint; rather it’s a marathon. Our journey will be long, but our community will stay true to the course. Although some wounds can never heal, we will find strength in one another. We continue to look for partners who can lend support, particularly during the summer months while school is out of session for our students. We are looking to foster student and civic events that will keep our healing community engaged and moving forward. We welcome all of you, our extended Parkland family, to join us, and together, we hope we can all say, #Neveragain.