A Homeowner’s Dilemma: To Love or To List?

A home in a great location within a quality school district, friendly neighbors, and a short commute to work is utopia. But there comes a time when homeowners needs to decide when its time to love or list their home.

If you’re a homeowner that wants to move into a more upscale neighborhood, or doesn’t want to spend thousands on renovations for more space, listing is a no-brainer. If you love it, remodeling is the smartest choice. But, before knocking down any walls, first think about space requirements and the types of changes needed to make a home more livable. The end result may not be a “dream home,” but a definite step up from what you’re accustomed to. And, if space is not an issue, minor renovations work wonders.

“The urge to remodel hits about every 6 to 10 years,” said Bobbi Mechler, founder of the Mechler Group, realtors of luxury homes in Parkland and Coral Springs. “My advice is to go classic, not trendy, and to avoid bold colors. Homes with a classic look sell better than ones with a trendy, dated look.” A Homeowner’s Dilemma: To Love or To List?
It’s all about money, so the first decision is how much can be budgeted, including a few thousand dollars for any overages. A fear of blowing the budget–and work not living up to expectations–is the biggest stress factor when renovating. Am I overextended? How long will it take? Am I willing to have my home look like a war zone? Will I be happy with the outcome? If there is any anxiety at all, consider smaller projects rather than major renovations.

Remodeling costs vary depending on square footage, so it’s hard to pinpoint “average” cost, but Mechler offered this: “To do the floors, kitchen, and a bathroom on a 3,000-square-foot home is easily $20-$30,000. Smaller homes can be done for under that amount, but upgrades to larger homes can be anywhere from $150,000 to $200,000.”

Housewire Magazine reported that 40 percent home sales in the U.S. were from May through August, but South Florida isn’t on that time frame. “It’s all about locale here, so the peak selling period for condos on the beach is September and October, while inland family communities list their homes no earlier than mid-February or mid-April at the latest,” Mechler said. “Most homes won’t sell immediately, so timing can be a real balancing act.”

When listing, most realtors use marketing resources including presentations on social media and pay a fee for premium placements on Web sites such as Zillow and Realtor.com. “My responsibility is to keep clients informed and aware of what’s in the market, and what’s needed to reach their goals,” Mechler said. “Constant communications and honesty is a must.” She said many clients want to “try high” but it’s the wrong strategy. The home should be listed at the price its actually worth. According to Zillow Talk: The New Rules of Real Estate, “a house priced right sells in about half the time of one that is overpriced.”

Make no mistake, moving is hard, and renovations have its own unique set of problems. Whether you love it or list it, the bottom line is budget, comfort level, and long-term vision.

How ‘Healthy’ is Florida’s Health care?

Home to thousands of older adults, the tropical paradise of Florida isn’t so sunny in terms of overall health care. In an age where more Americans have access to health care than ever before, Florida still has work to do compared to other states.

 

Determining the “best health care” among states is a result of findings generated by a diverse set of metrics and analytics, and costs vary from state to state based on a population’s overall need, access, technology, and other tangible factors.

 

The U.S. Health System Data Center publishes an annual “Scorecard on State Health System Performance.” This is a measure of access, prevention/treatment, avoidable hospital use and cost, healthy lives, and equity. Its average findings show Florida 39th, with its lowest marks in the category of access (41st.).

 

According to Aiming Higher: Results from a Scorecard on State Health System Performance, 2017 edition, The Commonwealth Fund, March 2017, Florida ranked

44th in prevention and treatment, 45th in avoidable hospital use and costs, 20th in healthy lives, and 33rd in equity The lowest-ranking indicators in the access category were uninsured adults (50th), uninsured children (45th), and adults who went without care due to cost (46th).

 

If Florida were to improve to the level of the best-performing state, the U.S. Health System says that 1, 893,354 more adults would have to be insured; 1,586,865 fewer adults would go without needed care because of cost; and 102,982 fewer emergency room visits would have to occur among Florida’s Medicare population. Its top five states for best health care were Vermont, Minnesota, Hawaii, Rhode Island, and Massachusetts.

 

The Uninsured: A Major Detriment

The number of Americans without health insurance is at an all-time low due to the Affordable Care Act, known as Obamacare, however Florida’s decline in national rankings is tied directly to its uninsured population. According to healthinsurance.org, the numbers of its uninsured continue to be among the nation’s highest.

 

On a political level, Gov. Rick Scott was a vocal opponent of the health care reform law. Florida rejected federal loans to evaluate a state-run exchange and was the lead plaintiff in the U.S. Supreme Court case challenging the ACA and rejected Medicare expansion.

Despite the opposition, the bill contained enough quality provisions that eight insurance companies sold plans within the state, and that generated a higher than expected enrollment.

 

One of the major legislative sticking points is that anyone without health care coverage, either through an employer or a public care program, is subject to a tax penalty. Portions of this politically controversial legislation are targeted for revisions and restructuring in 2018.

 

According to the Florida Policy Institute, Florida ranks 45th in the nation for its rate of uninsured residents. Based on U.S. Census Bureau statistics, 2.6 million are without coverage (13.3 percent of the population). Florida’s rate is three times higher than that of Vermont, where only 3.8 percent are without health care coverage. The only four states with higher rates than Florida are Texas (17.1 percent), Georgia and Oklahoma (13.9 percent each), and Alaska (14.9 percent).

 

Kimberly Leonard, a former health care reporter at U.S. News & World Report, commented on the effect of Obamacare. “The cost of Obamacare rose as millions of low-income people unexpectedly enrolled in public health care coverage rather than private insurance. The numbers indicate that the federal government fell far short in estimating how many people would enroll in government coverage rather than tax-subsidized, private health insurance.” She also reported that 68 million people were enrolled in Medicaid and Children’s Health Insurance programs in 2016—a jump of 16 million above the government’s anticipated figure in 2010.

 

More data…more differences

Another “Best States for Health Care” listing, published by U.S. News & World Report, used data compiled by McKinsey & Company. Its analysis was in the categories of overall health, access to care, availability of preventive medicine, and quality dental treatment. The top five states, according to U.S. News, were: Hawaii, Massachusetts, Minnesota, New Hampshire, and Iowa. Florida ranked 31st.

A broader set of variables, included overall health care, education, crime, infrastructure, opportunity, economy, and government provided a different outcome, with Florida ranking 24th with respective scores of 31, 29, 37, 11, 43, 7, and 9. However, eight hospitals in South Florida were among its Top 20 list: Baptist Hospital of Miami (6); Cleveland Clinic Florida (8); Holy Cross Hospital (10); University of Miami Hospital (12); and Memorial Regional Hospital (14). Boca Raton Regional, South Miami, and West Kendall Baptist were tied (16).

WalletHub.com (owned by Evolution Finance Inc.) is another example of how data and conclusions differ from source to source. Its findings showed Hawaii as the top state for health care (67.36), followed by Iowa (66.62), Minnesota (66.52), New Hampshire (66.54) and the District of Columbia (65.47). Florida ranked 43rd (46.07), and was near the bottom of “Lowest Percentage of Insured Adults Aged 18-64.” WalletHub used 35 different metrics, including cost, access, and outcome analysis.

The Department of Health and Human Services says health care spending will grow at a faster rate than the national economy over the next decade. Projections are $3.35 trillion, or more than $10,000 per person. Five percent of the population (mostly frail or ill) will account for half the spending in any given year.

 

Health care is the Great American Puzzle. How the pieces fall into place will have a long-lasting effect.

Ketamine Infusion Therapy Shows Benefits

Ketamine is a powerful drug that has been around for 50 years. Much of that time it was used by veterinarians and even by medics as a surgical anesthesia on the battlefield. Today’s battlefield is a landscape comprised of everyday people suffering from a variety of chronic disorders ranging from depression, obsessive-compulsive disorder (OCD), and post-traumatic stress disorder (PTSD), to fibromyalgia, migraines, and complex regional pain syndrome (CRPS). A major weapon in the battle is ketamine infusion therapy.

Board-certified Anesthesiologist and Infusion Specialist Douglas Kornreich, M.D., is a native of South Florida, and founder of KetaMed Health & Wellness in the Village of Rye Brook, NY. “I believe that ketamine infusions help people lead a more stable, less pain-filled life,” he said. “I’ve practiced for 20 years, and for 10 years, ketamine has been used to provide my patients with pain relief.” The doctor reports that the majority of cases using ketamine have proven effective, especially in treating CRPS, a condition that even Oxycontin failed to remedy. Ketamine
CRPS causes pain throughout the limbs, and is extremely debilitating. Many of the most powerful opioid medications have not provided relief, but ketamine has shown significant promise; some patients are pain free up to six months. “Ketamine treatments block pain receptors that lessen nerve sensitivity, and that enables the body to heal itself,” Dr. Kornreich said. “CRPS has no cure, but there are ways to manage pain and nerve sensitivity efficiently.” CRPS can be treated with a variety of protocols. One method is admitting a patient into the ICU and administer high does of ketamine continuously for several days. Most patients reported no pain for up to six months. “Another protocol is a series of daily four-hour infusions for 10 days, and that is the protocol that I use,” Dr. Kornreich said.

The Benefits of Ketamine
About 10 to 15 percent of the population experiences a depression disorder each year, but ketamine is not a first line of medical treatment for depression. Rather, it’s the last line of defense. About 50 percent of patients report a positive improvement after the first medication, but those that experience no improvement are placed on a second drug. If there is no quantifiable improvement after two medication cycles, ketamine infusion therapy can be used on those “treatment resistant” patients. Treatment resistant depression patients require six infusions over a two-week period. According to Dr. Kornreich, 60 to 70 percent benefit from the therapy.

The Federal Drug Administration has given its stamp of approval on ketamine as surgical anesthesia. Yet, despite the benefits of the treatment, it has not been granted approval as a treatment of depression-although the World Health Organization calls it an “essential drug.” The FDA has now placed ketamine on a “fast track” protocol for potential future approval.

Ketamine infusions have also been proven to be an effective treatment for people with suicidal thoughts. “It is so effective that it has greatly curtailed, and in some cases cured, thoughts of suicide in people after just one 40- to 60-minute treatment,” Dr. Kornreich said. “PTSD patients receive up to two weeks of relief from a single 40- to 60-minute session.” The cost of the drug is a minimal, but a host of other fees for nurses, administration, rent, malpractice, infusion pumps, vital signs monitoring, intravenous supplies, legal fees, professional dues, and miscellaneous expenses, can skyrocket the cost to $800 per infusion.

The Infusion Process
A physician and a nurse assistant continually monitor the infusion procedure. Patients are placed in a recliner in a dedicated treatment room and ketamine is infused via an IV tube that runs from the pump into the patient’s arm. During the process, the pump can be programmed to infuse precise amounts of the medication-and dosages can be altered immediately. Having used ketamine for more than 10 years, Dr. Kornreich is an expert in the pharmacological and physiological responses that cause changes in blood pressure and heart rate. EKG pads are positioned and a blood pressure cuff is applied prior to the infusion.

The Challenges
When administered by trained clinicians, ketamine has many potential benefits. In the wrong hands is potentially lethal. The opioid crisis is a result of illegally manufactured drugs being diverted onto our streets, and ketamine (often referred to as “Special K”) is popular. Using it as a recreational drug leads to addiction, cognitive impairment, bladder disease, and potential death. However, the clinical use of ketamine has a long and safe record. When administered properly, the intake of ketamine into the bloodstream can be properly monitored and controlled at significantly lower levels than if it were taken as a recreational street drug.

“Infusions maintain a lower level of the drug in the blood for a longer period of time and that is a great benefit when treating depression and other chronic issues,” Dr. Kornreich said. “Through the use of ketamine we have learned much about OCD, and PTSD and what is going on in the brain “This only leads to better medications that will work as well or better than Ketamine, and will not require an infusion.”
For more information about this topic, visit Ketamineadvocacynetwork.org or ketamedhealth.com.

Safety Always Comes First

Safety first. It is vital, it is important, and it is necessary.

A recent issue of the Parklander featured a cover photo of a woman operating a power tool without any protective eyewear, leather gloves, or long-sleeved shirt. The intent was for artistic purposes only, and meant to catch the eye of its readers. Based on the number of responses received, the magazine certainly accomplished that goal.

The use of the image opened the door for additional dialogue and input from readers who correctly pointed out that the cover photo was not compatible with the content contained in the article. We appreciate the valid input, and welcome constructive comments and suggestions from our community of readers.

One member of the community was Jerry Lozinski, a semi-retired engineer who worked in factories that adhered to strict OSHA guidelines. “I worked in product development, and it was our job to make sure they met the highest standards,” he said. “Sometimes people feel the product is the problem, but if you put a heater in a bedroom next to drapes and it starts a fire, you can’t blame the product. The same holds true for tools used when working around the house. Be sure you have the right tools and be sure you know how to use them.” He said that the cover photo was an example of how not to protect yourself when using a power tool.

“When you do a job, be protected,” Lozinski said. “Wear leather gloves, safety glasses, proper clothing and shoes (and in some cases head covering and a mask). Use common sense and make sure you are knowledgeable enough to perform the project.”

Sheets of plywood, ladders, drills, and saws were the order of the day as preparations were made for Hurricane Irma. The basic tools: a circular saw, a hammer drill (and charger), a regular wood drill, Tapcon screws, proper drill bits for the masonry, hex-head screws, and ladders. Note that it is important when drilling into cement, as masonry bits can overheat and sometimes break— depending on the density of quartz contained in the gravel composition of the cement.

Lozinski used a small electric chain saw to cut the root and limbs of a tree that had fallen in his yard. “I wore a complete shirt and long pants, heavy leather gloves, and steel-towed boots,” he said. “It’s important to cut at a proper angle so limbs fall in the right direction. If you don’t have the equipment you need, call someone who does. Don’t be afraid to ask for help.”

Joe Albers, a principal engineer at South Florida Water Management District, said men could be victims of their own machismo. “A lot of guys think they are supposed to know all this stuff about repairs, but it is better to be safe than sorry,” he said. “Don’t be too humble to ask questions about the right tool and the proper safety gear.” Albers, who does the bulk of his home’s repairs, said wearing personal protective equipment is vital. “Without the proper safety precautions you can easily end up in the emergency room,” he said.

The cover photo showed particles of wood flying dangerously close to the woman’s face. Albers said that circular saws could have a dust catcher or a vacuum connection to reduce the amount of exposure. “A dust respirator is good too, because once the dust gets into your nostrils it becomes a respiratory irritant,” he said. The woman pictured wore a chocker necklace and a tank top. The necklace didn’t necessarily pose a safety issue, but rings and bracelets do. “I came from a farming background and we didn’t wear rings,” Albers said. “Most famers and ranchers don’t wear wedding rings because they can be caught on something.” According to Albers, the photo didn’t convey the appropriate message.

Key questions to ask before any home project should be: What does the job entail? Do I have the skills to do it? Do I have the proper equipment required? What are the hazards? Albers admits he does not get involved with anything electrical, but he does simple plumbing. “When it comes to copper piping and soldering, I’ll hire someone,” he said. “I know my limitations.”

He advises wearing leather gloves for a better grip and hand protection, and to use a ladder planted on solid ground to prevent tipping. Also, use both hands when using a chainsaw. “It is one of the most dangerous tools you can own, so be sure there is a stable surface, and keep both hands on it to protect against kickback,” Albers said. He also said that hearing is also a part of safety, so wearing earplugs to listen to music when working isn’t advisable.

In summary, wear protective clothing, proper footwear, and glasses, use the right tools and drill bits, know the risks, know your strengths and weaknesses, and don’t be afraid to ask for help.

 

Social media … a new frontier for bullies?

There was a time when bullying took place on the playground. Now, it’s done through social media. In its intended form, social media is a tremendous platform of communications. The downside, however, is the ease in which it can be used to cause psychological and emotional distress to others.

It’s well documented that today’s tech savvy generation has posted disturbing messages, videos, and images, and used cell phones to send comments that revealed private or personally embarrassing information. This form of cyber-bullying causes depression, anger, embarrassment, and poor self-esteem—not to mention lack of production in the classroom.

Daphne Young, vice president of Communications and Prevention Education for ChildHelp, said a child’s life can be an open book, and social media puts them at risk to predators and cyber bullies. “Social media can be an insidious disease that leaves unsuspecting parents groping for answers about how to protect their children and who to trust,” she said. “Kids who go online are entering a portal that is a completely different mental and emotional world, one in which they unknowingly could be groomed for abuse and ridicule—or they could be the ones who are perpetuating mean, tough talk. This is a legitimate concern.”

“Speak Up and Be Safe” is an educational program offered by ChildHelp that provides information for both parents and children. “When the mind of a child is forming, it is easy to slip into a fantasy world,” Young said. “It is important to be your child’s parent, not a best friend. Parents need to be a part of their child’s life, and take control to make sure they are out of harm’s way.”

Dr. Mitch Spero, a licensed psychologist and director of Child & Family Psychologists in Sunrise, said the psychological issues associated with abusive messages are anxiety, depression, and vulnerability. “These are harmful, and can have long-lasting effects,” he said.

According to Sgt. Steve Feeley of the Broward County Sheriff’s Office, cyber-bullying is a law enforcement issue. “We have had calls about stalking, kids threatening bodily harm, and damaging property,” he said. “There is zero tolerance for such actions, and since it’s a public safety issue, we take each case very seriously.”

There is a fixation among all age groups to use social media to manage and maintain friendships. Unfortunately, it has also been used as a springboard to spew hatred and bitterness.

“When elected officials use social media to talk harshly about others, it is hard for kids to rise above that,” noted Young. “In effect, it’s saying to them this is the accepted norm. Bullying is a byproduct of this collective loss of decorum, and it’s unfortunate that no one puts the brakes on and says, ‘this is not how we react.’”

Understanding the positives and negatives of social media is an important discussion for every family. The medium has many positives, but it can also be hurtful when used improperly. Open communications are vital, and parents who choose to not properly supervise their child may never know the online life that he or she is leading.

 

 

Putting the “blue” in Red White and Blue

North of Ocala and south of Gainesville is a travel destination that is literally blueberry heaven. It’s the Red White and Blue Farm nestled in the quiet town of Williston, about one hour from Orlando.

The farm’s name is symbolic of patriotism and love of country, but Terry Robinson who co-owns the family business with wife Sharon, son Devon, and his daughter-in-law, Sarah, admits the “blue” was a good fit to advertise the farm’s blueberries. “It was a perfect fit,” he said.

It’s a perfect fit too for the masses that travel to the farm to select choice blueberries, dine on homemade lunch specials, enjoy delicious items from the bakery, and visit the ice cream parlor. At RWB, its everything blueberry—from milkshakes sundaes, and muffins, to cobbler, pies, scones, cookies, jam, and more.

After a busy day of blueberry picking and dining, guests can settle into comfortable rocking chairs and appreciate the ambiance of a farm surrounded by 200-year-old Oak trees. “The farm’s ambiance is hard to duplicate,” Robinson said. “It has a real old school picturesque feel to it, and people love that.” Against this beautiful backdrop, the farm also hosts weddings.

According to Robinson, visitors arrive from all over the state—including many from South Florida. “When you come here, it’s very much a family outing because there’s something for everyone to enjoy,” he said.

You Pick Days

The farm sits on 100 acres, 38 of which are lined with neat rows of select blueberries. The “You Pick” days are a family favorite, and open seven days during the picking season that begins in April and ends in May. This year, according to Robinson, the season will be extended into the first couple weeks of June.

There is a grass parking area for vehicles. Visitors are met and are given instructions on where to pick and walk in the fields. Guests are provided with a special picking harness that hooks onto a bucket that hangs at chest level so they can pick with both hands. Their box is capable of holding about six pounds of blueberries. “I’ve seen some pick as much as 50 pounds of blueberries,” Robinson said. “If you don’t want to pick, we sell a cooler that holds two pounds of blueberries for only $10.”

There are various varieties of blueberries to choose from, and at the end of every row is a stake with a color indicator for each type of blueberry. Red is Windsor, green is Emerald, purple is Spring High, orange is Sweet Crisp, blue is Jewel, yellow is Star Highbush, gray is Primadonna High, and black is Farthing. Robinson said it takes anywhere from 30 to 90 minutes to pick a bucket and that some people want to taste every variety. Once the fruit is harvested, visitors go to a weigh station and are charged $4 per pound. “We provide everyone with a box container and it’s a perfect size for any refrigerator.”

“There was a time when a woman came up to me and said, “Your farm is like Disneyland compared to other farms,” recalled Robinson. The reason is simple—the taste. “Every blueberry farm is different; if you grow 20 miles away the water and soil may be different, so the harvest and taste will differ,” he said. “A blueberry contains 87-90 percent water, and we’re fortunate that our farm has the resource of an intricate river system, so the quality and taste of our product is exceptional.”

Educational tours and field trips take place on Tuesday, Wednesday, and Thursday. “We explain to kids the importance of bees and honey and how they impact our environment,” commented Robinson. “While the kids learn, the parents pick.” Also on the grounds is also a play area for children and picnic tables under the Oak trees. “We get a lot of moms with their kids and both parents and kids just love being here,” said the co-owner of the farm that had its roots in Stuart in 2007 and moved to Williston in 2010.

For those that love everything blueberry, the Red White and Blue Farm is a must-see destination on your travel itinerary.